Driving to Success | The JMH Story of Maricel S. Parcia

Driving to Success | The JMH Story of Maricel S. Parcia

by: JLGranado | 2025

My name is Maricel S. Parcia, 41 years old, and I live in Tagongtong, Goa, Camarines Sur. I’ve been with JMH Microfinance, Inc. for 17 years— almost two decades of partnership that has helped transform not just my livelihood, but my life.

I joined JMH in 2007, through a friend who invited me to complete their lending group of ten. I didn’t know much about microfinance back then, but I gave it a try—and I’m glad I did. From a modest capital of ₱700, I started selling a few goods. Over time, my business grew. Today, my loan has reached ₱180,000, and I’ve used it to support multiple sources of income—farming, a sari-sari store, and food vending. I divided my loan wisely, reinvesting in supplies and gradually building my resources. I was able to acquire several motorcycles that help with my daily work and deliveries. Eventually, I also managed to buy appliances for my store and, most importantly, build the house we live in today.

Looking back, we really struggled at the beginning. But with discipline, hard work, and the support of JMH, we were able to rise little by little. I take pride in my performance, and that’s why my loans have continued to be approved. I stayed loyal to JMH even when others tried to offer me different programs. Why? Because I believe in JMH and its mission. I am deeply grateful for everything JMH has done for me. I hope this institution continues to help more small entrepreneurs like me—people who just need a little support to start dreaming bigger.

MARICEL S. PARCIA
20th Anniversary Client Awardee