KAunlaran sa BUhay HAngo sa YAman ng Negosyo or KABUHAYAN is a group loan product for microenterprises helping them to expand their present business activities and increase their incomes.

The purpose of the EdLoan is to partly address the educational requirement of dependents of member clients.

Alalay na Kagamitan at Aparato sa Pagnenegosyo or AKAP is a loan product wherein a member-client may avail a gadget for educational or business purposes.

The Solar Loan addresses the microenterprise limitations brought about by the power situation and climatic conditions.

Water Access, Sanitation, and Hygiene or WASH is a loan product that aims to address water and sanitation issues.

Alalay sa Ganap na Pag-asenso or AGAP is a loan product with a maximum loan amount of three hundred thousand pesos (Php 300, 000.00) that is offered to individual borrowers.

While being a member, the client is required to save by putting a part of their weekly amortization into their savings account.

In partnership with Country Bankers, JMH clients, their spouses, sibling and children are insured in times of uncertainty. The package includes benefits such as Daily Confinement, Loan Protection, Maternity, Surgical Operation, Fire, and Calamity

SSS Members Contribution Loan is a loan program that aims to address the cash flow concerns of the SSS members by providing a special loan window wherein payments are made accessible and convenient.

JMH facilitates loan programs such as the Pondo sa Pagbabago at Pag-asenso (P3) of the DTI and SBCorp and the Agri-Negosyo and Kapital Access to Young Agripreneurs Loan Program of the Department of Agriculture – Agricultural Credit Policy Council.

The Unlad Kalinga Loan is an independent product intended for potential clients who are willing to avail themselves of the insurance package of JMH.